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How To Get a Ujjivan Small Finance Bank home loan

Ujjivan Small Finance Bank Home Loan gives you a Ujjivan home loan amount as per your requirement at a very low-interest rate. If you cannot build your dream house due to a lac of money, you can easily build your home by taking a Ujjivan small finance bank home loan. In today’s post, you will know the ujjivan small finance bank home loan interest rate, eligibility, and tenure rate.

Ujjivan Small Finance Bank home loan details

Ujjivan Small Finance Bank offers all types of loans to its customers. Similarly, Ujjivan Home Loans also offers Ujjivan Small Finance Home Loans with an interest rate of 12.75% to 17.75% per annum for tenures ranging from 3 years to 30 years. Gives loan amount Ujjivan Small Finance Bank home loan offers home loan amount as per 3 different schemes

Ujjivan small finance bank home loan scheme

  • Ujjivan Bank Home Improvement Loan (Ujjivan Home Loan Improvement) Friends, under the scheme of Ujjivan Bank Home Improvement Loan, home loan amounts from 200000 to 250000 to its customers at an interest rate of 15.75% for a period of 3 to 12 years. Ujjivan Small Finance Bank Home Loan offers 2% of the amount + GST
  • Ujjivan Bank Construction And Purchase Loan (Ujjivan Bank Home Construction and Purchase Loan) Friends Ujjivan Home Loan under the scheme of Ujjivan Bank Construction And Purchase Loan loan amount from 200000 to 7500000, interest rate from 12.75% to 15.75% But gives home loan for 20 years.
  • Ujjivan Bank Home Equity Loan (non-housing loan) Under the scheme of Friends, Ujjivan Bank Home Loan Equity Loan to its customers at an interest rate of 17.75% for loan amount up to 25 lakh 2% of ujjivan home loan amount + processing fee of GST Provides loan amount for a tenure of up to 15 years

Ujjivan Home Loan Required Documents

  • Identity Proof – It is necessary to have an Aadhar Card, Pan Card, passport, Driving License, etc.
  • Address Proof – It is necessary to have any driving license, passport, electricity bill, Aadhar card, etc.
  • Income Proof – Salary slip and income tax return will be required.
  • Age Proof – You must have an Aadhar card in it.
  • Bank account statement for last 3 months.
  • All property-related documents
  • Other loan information and documents you should have

How long will it take to repay the Ujjivan Small Finance Bank home loan amount?

Friends, before taking a home loan from any finance company, you must check how much time you get to repay the home loan amount. Let us tell you that you will get 20 years to repay the Ujjivan Small Finance Bank home loan amount.

What is the Ujjivan Small Finance Home Loan Processing Fee?

On taking a home loan from Ujjivan Small Finance Bank, you will be charged 2% of the processing fee + GST ​​on the loan amount.

Ujjivan Bank Home Loan Eligibility

  • Applicant should have a good CIBIL score
  • Applicant must be a permanent resident
  • Should not be a defaulter of any bank or finance company
  • You must have all the documents

How to apply for Ujjivan Finance Bank Home Loan?

  • To apply for Ujjivan Home Loan online, first, you have to visit the official website of Ujjivan Small Finance Bank.
  • After that, you have to choose a home loan option.
  • Now you have to register your phone number.
  • Your personal information has to be filled in – your name, address, and details of your home have to be filled in.
  • Later, you have to upload all your documents.
  • Later, an employee of Ujjivan Bank will contact you.
  • After that, the process is done by the bank.
  • Further process is done by Ujjivan small finance bank.
  • If you are eligible for the loan, then your home loan is approved by Ujjivan Small Finance.
  • The amount of the home loan is transferred to your bank account.

In this way, you can apply for a Ujjivan home loan

Ujjivan small finance Bank Home Loan Customer Care

• 1800-208-2121

Also Read: How To Get Tata capital home loan

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