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How To Get Kotak Credit Card

Kotak Credit Card: Kotak Mahindra Bank is the largest private lender in India. Kotak Bank has a network of more than 2,169 ATMs and 1,369 branches spread across India. Kotak Mahindra Bank (Kotak Bank) was the second-largest private bank in India by market capitalization in the year 2018, which provides the credit card service to the customer. Kotak Mahindra Bank launched the credit card for the first time in the year 2008 itself, and then later in the year 2010, Kotak The bank launched the credit card known as Kotak Trump Card. 10% cashback is given on all transactions on this Kotak credit card.

Major Credit Card Of Kotak Bank

Kotak Royale Signature Credit Card

  • Kotak Card Royale Signature offers you 4x reward points on select hotels, restaurants, travel agencies and tour operators, package tour operators, airlines, air carriers, and international spending.
  • In this, you can get 30,000 reward points on annual expenditure up to Rs.8 lakh.
  • Avail railway surcharge waiver on transactions done through the IRCTC website and booking counters of Indian Railways.

Kotak PVR Platinum Credit Card

  • In this Kotak Credit Card PVR platinum, you can get 2 PVR cinema tickets every month for spending more than Rs 10,000.
  • Including your missing and other expenses.

Kotak Essentia Platinum Credit Card

  • In this card, you are given 10% off on all expenses at Partial and Kirana stores.
  • Let us tell you that every 6 months spend 1,25,000 and get 6 free PVR tickets or 1,200 reward points.

Kotak PVR Gold Credit Card

  • Friends, in this Kotak Mahindra bank credit card PVR Gold 10% discount on all expenses at departmental and grocery stores.
  • And spend Rs 1,25,000 every 6 months and get 6 free PVR tickets or 1,200 reward points.

Kotak Delight Credit Card

  • My friends get 10% cashback on food and movie expenses in this Kotak Credit Card Delight. This facility is given to you by Kotak bank.
  • And spend Rs 1,25,000 every 6 months and get 4 free PVR tickets or 1,000 reward points.
  • You can get a 1.8% railway surcharge waiver for transactions on the IRCTC website and a 2.5% discount for transactions at Indian Railways booking counters.

Kotak Privy League Signature Card

  • Get this Priority Pass Membership Pass free of charge and get free access to concierge services in airport lounges.

Kotak Royale Signature Credit Card

  • You will be able to get 30,000 reward points for spending more than Rs 8 lakh per year on this Royale Kotak Credit Card.
  • You will get 4x reward points for every Rs.50 spent
  • Surcharge waived railway charges

Kotak Urbane Gold Credit Card

  • You will get 4x reward points for every Rs.50 spent in Kotak Credit Card Urbane.
  • Get 4 PVR movie tickets or 10,000 reward points on 1 lakh spent annually
  • Get the reward points redeemed (1,000 points = Rs.75)

Kotak League Platinum Card

  • This Kotak platinum credit card will get you 8x reward points for every 50 rupees.
  • You will get 4 PVR movie tickets or 10,000 reward points every 6 months on spending 15 lakhs.
  • Get a Movie Voucher worth Rs.500 as a joining gift.

Kotak PVR Platinum Credit Card

  • Get 2 PVR movie tickets on Kotak Credit Card PVR, spending Rs.10,000 or more in a month.
  • There is no joining fee of any kind for this card.
  • Get insurance coverage of up to 75,000 in case of credit card loss.

Kotak PVR Gold Credit Card

  • Your monthly expenditure is Rs. 10,000, then you will be able to get PVR tickets
  • When your monthly expenditure is Rs. 15,000, then get 2 PVR tickets free.
  • You will get a discount of up to 5% on all expenses done in a year

Kotak Aqua Gold Credit Card

  • If your Kotak Credit Card is linked to Fixed Deposit in Gold, the minimum TD amount should be Rs 25,000.
  • 4 free PVR tickets or Rs 750 cashback on spending 1.5 lakh in a year
  • Benefit of fuel and railway surcharge waiver.

Kotak Delight Platinum Credit Card

  • Get 4 free PVR tickets or Rs 750 cashback on spending Rs 1.5 lakh in a year with this Kotak Mahindra bank Credit Card Delight
  • Enjoy fuel and railway surcharge waivers.
  • Get insurance coverage of up to Rs 15.2 lakh in case of loss of credit card

Kotak credit card eligibility

  • Applicant should be a resident of India.
  • The minimum age of the credit card taker should be between 21 years to 65 years.
  • What should be the age of the applicant? It depends on different cards.
  • Applicant’s age must be a minimum annual income of 3 lakhs.
  • Must have a good CIBIL score, i.e., 70%

Kotak Credit Card Features

Cashless payment :–

Making cashless payments is given to the customer using a Kotak credit card. So if you have to go anywhere to buy something for yourself, you will not need to carry a cash payment.

Convert to EMI :–

If someone buys something similar with a Kotak credit card and is not being paid the cost of the entire item at once, then he can easily convert it into EMI.

Online Bill Pay :–

Kotak Bank’s credit card bill can also be transferred from any bank account. And you can also pay the bill online easily.

Reward Point :–

You can easily redeem the Reward Point available on Kotak Bank Credit Card.

Documents Required Kotak Credit Card

  • For Identity Proof:- PAN Card, Aadhar Card, Voter ID Card, Driving License
  • For Address Proof:- Aadhar Card, Passport, Electricity Bill (Should not be more than three months old)
  • For Income Certificate:- Three Months Bank Statement
  • Three months salary slip
  • Account of the business for the last two years
  • Form 16

How to Apply for Kotak Credit Card Online?

  • First of all, go to Kotak Bank’s official website kotak.com.
  • Select the credit card section on the home page. After that, the list of credit cards will appear in front of you.
  • Then, after that, you select the card according to your needs.
  • After selecting the credit card, click on the ‘Apply Now’ option.
  • If the applicant is a Kotak Bank customer, he will be asked to enter the CRN / Customer ID and mobile number to proceed with the credit card application process.

If the applicant is not an existing Kotak Bank customer, you will have to fill in some of your KYC-related details.

  • first name
  • Email ID
  • Date of Birth (DOB)
  • job description
  • residence city
  • residence pin code
  • income per month

After filling in all this information, click on the Proceed option.

  • An OTP will be sent to the registered phone number, which must be entered at the given step for mobile verification.
  • After that, the officials of Kotak Bank will make a call to the applicant.
  • Then, your Kotak Bank Credit Card application and documents will be verified. If all your documents are true, you are given a credit card.

What is the Offense of Kotak Credit Card Bill Payment?

  1. Mobile Banking
  2. Net Banking
  3. Webpay
  4. NEFT/IMPS
  5. Phone Banking
  6. Check Payment
  7. Auto Debit
  8. Visa Payment

How to check Kotak’s credit card online status?

  • First of all, you go to the official website of Kotak Mahindra Bank.
  • After that, under ‘Explore Products,’ click on ‘Cards’ and go to the option ‘Credit Card Services.’
  • Go to the end of this page, find the ‘Application status’ tab, and click on ‘Know more.’ By which you will see the direct ‘Check Application’ page.
  • Click on ‘Credit Card’ in the Select Product drop-down menu.
  • Now, to know the status of your Kotak credit card application, enter the application reference number or application form number, and click on the ‘Check status’ button.

How to check Kotak Mahindra bank credit card offline status?

  • Customers can contact directly on the following numbers for Kotak Credit Card
  • 1860 266 2666 (India) • 91 22 6600 6022 (out of India )

Also Read: How To Get South Indian Bank Home Loan

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