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How To Get South Indian Bank Home Loan

You will know in detail about all these south Indian bank se home loans Kaise le, south Indian bank home loan apply online, south Indian bank loan interest rate, south Indian bank home loan, South Indian Bank Home Loan Required Documents.

South Indian bank home loan

South Indian Bank Limited is a leading private sector bank, South Indian Bank headquartered in Thrissur, Kerala. South Indian Bank has more than 871 branches, 4 service branches, 53 outstations, and 20 regional offices in more than 27 states and 3 union territories in India. In addition, this bank has installed more than 1500 ATMs and 91 Bulk Note Acceptor / Cash Deposit Machines all over India.

Friends, let us tell you that South Indian Bank Home Loan gives you a desirable low-interest rate home loan. This is a reliable bank from which you can take home loans very quickly. This bank takes priority in keeping your information completely confidential. Moreover, South Indian Bank gives many facilities of Home Loan to its customers, which can make it easy to repay the loan.

How much loan amount is available from South Indian Bank Home Loan?

Friends, before taking a loan from any bank, it is essential to do a thorough investigation that the bank from which you are taking the loan, the bank gives you the loan amount. So if you take a loan from this bank, you will not have to go anywhere else to take a loan from another bank. So now let us talk about how much home loan amount one can get for a home loan from South Indian Bank. Friends, by taking a home loan from South Indian Bank, you can get a home loan amount of at least 500000 rupees and a maximum of up to 150000 rupees.

What is the interest rate for taking a South Indian Bank home loan?

 The bank from which you take the home loan will charge up to what percentage of interest from you. Because by doing this investigation first, you do not have any problem repaying the loan amount and paying interest. And if you can repay quickly, then friends, let’s talk about how much interest you will get if you take a home loan from South Indian Bank. South Indian Bank will charge you an interest of at least 9.05% and a maximum of 9.45% on a Home Loan.

Friends, before taking a loan from any bank, it is essential to do a thorough investigation that the bank from which you are taking the loan, the bank gives you the loan amount. So if you take a loan from this bank, you will not have to go anywhere else to take a loan from another bank. So now let us talk about how much home loan amount one can get for a home loan from South Indian Bank. Friends, by taking a home loan from South Indian Bank, you can get a home loan amount of at least 500000 rupees and a maximum of up to 150000 rupees.

What is the interest rate for taking a South Indian Bank home loan?

 The bank from which you take the home loan will charge up to what percentage of interest from you. Because by doing this investigation first, you do not have any problem repaying the loan amount and paying interest. And if you can repay quickly, then friends, let’s talk about how much interest you will get if you take a home loan from South Indian Bank. South Indian Bank will charge you an interest of at least 9.05% and a maximum of 9.45% on a Home Loan.

What is the processing fee for taking South Indian Bank home loan?

Friends, before taking a home loan from any bank, you must get this information about that bank. If the bank from which you are taking a home loan or are thinking of taking it, how much does that bank charge you for the loan processing fee. In the same way, now let’s talk about how much processing fee will be charged for taking South Indian Bank home loan. On taking a home loan from South Indian Bank, you will be charged a processing fee of 0.50% of the loan amount.

What documents are required to avail of a home loan from South Indian Bank?

  • 4 passport size photographs which should not be old
  • ID Proof (PAN Card, Passport, Driving License)
  • Bank statement and passbook for the last 6 months
  • Property tax slip
  • Business proof address that is self-employed/business
  • ITR up to last 2 years self-employed/business
  • ITR 16 / Form Salaried for the last 2 years

What is the eligibility to get a home loan from South Indian Bank?

  • Applicant’s age should be between 21 years to 60 years.
  • The applicant should be a citizen of India.
  • The monthly income of the applicant should be Rs 20000.
  • CIBIL score should be more than 730.
  • The applicant should not be a defaulter of any other bank.

How to Apply for Home Loan Online from South Indian Bank?

Friends, the bank also provides you the facility to apply online for South Indian Bank Home Loan. You can apply online for a home loan from your nearest bank branch. If you want to apply for a home loan online from South Indian Bank, you can easily apply for the loan by filling out the below-given information step by step form.

South Indian Bank home loan online application process –

  • First of all, you have to go to the official website of South Indian Bank.
  • After this, a home page of the website will open in front of you.
  • After that, you will see an online loan application option. Click on it.
  • Now, in this form, you have to fill in your name, mobile number, email id, tehsil name, and permanent address.
  • After doing this, you have to choose your loan, the type you want to take, and select Home Loan.
  • After this, fill in the loan amount as much as you want.
  • After this process, you have to choose your state, district, your area. Where South Indian Bank has your nearest branch, you have to apply for a loan.
  • After this, you will be given Captcha code on one side, which must be filled incorrectly. And a submit option will be given below; click on it.
  • After this process, applying online for your loan is completed.
  • Later, your loan application goes to the review to be verified. If you are eligible to take the loan after verification, your home loan is approved.
  • Bank information about your home loan will be sent to your email.

How to apply for South Indian Bank Home Loan offline from the bank?

  • First, you have to go to your nearest bank branch (South Indian Bank) and get information about the home loan scheme and a home loan from the bank officer.
  • Now, you have to take an application form from South Indian Bank and fill it out.
  • Now check whether the form is filled correctly or not. And then later, you have to attach the photocopy of your documents and the application form.
  • Then, you have to submit your application form to the bank officer.
  • After this process, all your documents and applications will be checked by South Indian Bank. If you are eligible to take a home loan, your loan will be approved.
  • After that, you will get a call from South Indian Bank, and you will be informed about the loan approval.
  • Then, your loan amount is later sent by South Indian Bank to your bank account.

South Indian Bank Home Loan Customer Care

  • 18004251809 18001029408

Also Read: How To Get Bank of Baroda Home Loan

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