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Refer And Earn Upto 10 Lac From 12% Club App Download Earn 10% Lifetime Referral Income

Download the 12% Club app to make 12% on your investment and to earn 10% each referral for the rest of your life. I’m trying to convey that if you want to invest, that’s OK; you’ll receive 12% on your investment, and if you refer individuals, you’ll get 10% of their income for life. This will allow you to benefit from the 12% Club App’s passive income.

If you invest money in our app, you will earn daily interest credit in your account, which you may use whenever you like. The return is greater than that of the majority of stocks and fixed deposits. Therefore, this is the place to go if you’re seeking for a safe and secure technique to raise your hard-earned money.

How Can I Open An Account At 12%? To start earning income, all you need to do is deposit money into the 12% Club app. With as little as Rs. 1000 and as much as Rs. 10 lakhs, you may get started. Additionally, daily, monthly, and yearly withdrawals are also options. All you need to do at this point is complete your KYC and begin. Here’s how to get the procedure started:

12% Club App
  1. First and foremost, get the 12% Club app.
  2. Then, on your smartphone, download and launch the 12% club app.
  3. Now you must input your mobile phone number and confirm it using an OTP.
  4. You will be routed to the app’s dashboard after you have been validated.
  5. You may now begin investing in the 12% club app.

How To Signup On 12% Club App

  • First of all Download the TwelveClub app.
  • Now install and open the app.
  • After that enter your mobile number and verify it with OTP.
  • Once verified you will get redirected to the dashboard of the app.

How To Invest Money in 12% Club App?

12% Club App
  1. To begin, open the 12% club app and select the “contribute money” option.
  2. Following that, you must link your bank account.
  3. Now click on Link Now and choose your bank account from the drop-down menu.
  4. Simply click on your bank account once you’ve located it.
  5. After that, you must validate your Aadhaar using an OTP.
  6. You must submit your Selfie after completing your Aadhaar KYC.
  7. After that, agree all of the terms and conditions, and your account will be authorised.
  8. Now you may start earning up to 12% interest on your money by adding it to your account.

Customers who use the “12% Club” app have the option to lend money to the P2P NBFC partners of BharatPe at any time to invest their funds. In addition, customers may utilise the “12% Club” app to acquire no-collateral loans up to Rs 10 lakhs for three months at their convenience.

12% Club Referral Code APK App Download

App Name12% Club
Per ReferEarn 10% Interest on your friends earnings
BonusEarn 12% Interest on investment
App ByBharatPe

How To Earn 12% Interest On 12% Club App

All you need is to invest your money in the 12% Club app and earn interest in it. You can start with a minimum of 1000 INR and a maximum of 10 Lakhs in it. You can also withdraw your money on a Daily, Monthly, or Yearly basis. All you need is to complete your KYC and get started with it.

  • First of all, open the app and click on Add Money.
  • After that you need to link your bank account.
  • Simply click on Link now and select your bank account from the list.
  • Once you find your bank account simply click on it.
  • After that you need to verify your Aadhaar with OTP.
  • Once you complete your Aadhaar KYC it’s time to upload your Selfie.
  • After uploading Selfie accept the terms and conditions and your account will get approved.
  • Now add money to your account and watch it grow……

How To Borrow Money From 12% Club App at 12% Interest

  • Open the 12% club app and click on Borrow Now.
  • Now enter the required details and you will get the loan amount depending on your CIBIL.

Note: I’m on the waitlist for now.

12% Club Refer and Earn

With its unique refer and earn program you will earn 10% of your friend’s earning and it will get credited to your account as monthly cashback credit. Your friend will also get up to 12% earning on investment on daily basis.

  1. Open the 12% club app and click on the Hamburger menu on the top right corner of the app.
  2. Now click on Refer and Earn and copy your referral code.
  3. Share it with your friends to get maximum benefits.

12% Club Customer Care Details

Mail: support[at]twelve[dot]club


So it was the post about the 12% Club app. If you have any queries or doubts regarding this app then feel free to ask us in the comment section. We would love to help you as soon as possible.


Is Bharat pay 12% Club safe?

Yes, investing in Bharatpe is secure. On a daily basis, you will get interest on the 12% annual investment amount. On day T+1, the sum will be added to your investing account. For instance, if you invested money today, the interest will be applied the next day.

What is a 12% Club?

A FinTech business called BharatPe powers the investing and lending app known as 12% club. India’s largest Fintech firm is called BharatPe. Your money can earn up to 12% interest if you invest it at that rate.

Is 12 Club approved by RBI?

The RBI-approved NBFCs Hindon Mercantile Limited, LendenClub (Innofin Solutions Private Limited), and Liquiloans are partners with 12% Club (NDX P2P Private Limited).

Is 12 Percent Club trusted?

I’ve been using the BharatPe 12% Club app for a while now, and I’ve discovered it to be a dependable and worthwhile investing choice. I haven’t had any problems yet, and I routinely get returns of at least 12%.

Also Read: 10 Best Ideas to Make Money Online in 2023 – Become Self Independent

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Riya Kapoor

Riya Kapoor writes about lifestyle, entertainment, news and gadgets. She has been in this industry for almost 4 years now. She is a graduate from Delhi University with English Hons and had deep connection with writing since her childhood.

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