How To Get AU Bank Home Loan

Riya KapoorMarch 21, 2022

4 minutes read

Table of Contents

AU Bank Home Loan: If you want to take a home loan from AU Bank, this post is for you. Please read it carefully so that you can know what is the process of AU small finance bank home loan. With this, you can take a home loan (AU Bank Home Loan) from AU Bank straightforwardly.

AU bank Home Loan

Let us tell you that any person can take a loan to buy a house or renovate a house, buy a plot, etc. There is no discrimination in this. AU Bank provides many loan facilities to its customers. One of them is the AU Bank home loan. AU Bank offers home loan amounts of Rs.25 lakh to its customers for 20 years at an interest rate of 12.5 to 19% per annum. Friends, like other banks, AU Bank gives a home loan. If your credit is good, you will also get the loan amount as per your requirement. By taking an AU bank home loan, you get a home loan according to your credit score.

What will be the AU Bank home loan amount?

Friends, now let’s talk about how much home loan amount you get on taking au bank home loan, or how much loan amount you can get. Let us tell you that the loan amount is decided based on your income and how much home loan you will get based on your credit score. On taking AU Bank Home Loan, you can get a home loan amount up to Rs.25 lakh. And if your income is more, this home loan amount can also increase.

What is AU Bank Home Loan Interest Rate?

Friends, if you are thinking of taking a home loan from any bank, you should keep this essential thing in mind the bank from which you are taking the home loan, the bank will charge you the interest rate. Now let’s talk about how much interest you will get on taking an au bank home loan. You should also know this. In all banks, the interest rate is increased every month, but in general, taking a home loan from AU Bank, you get an annual interest of at least 12.5% to 19% PA According to us, you will also be able to repay the home loan on this interest.

What is the AU Bank Home Loan period?

Friends, if you are thinking of taking a home loan or want to apply for a loan, then you must know that the bank from which you are taking the home loan, the bank gives you the time to repay the loan amount. Is | Because friends, along with repaying the loan amount, you also have to pay interest, then you should get enough time to repay the loan amount, so friends talk about how much time you get to repay the loan amount by taking au bank home loan. By taking an AU Bank Home Loan, you can quickly get a tenure of up to 20 years to repay the loan amount. With which you can quickly repay the interest along with the loan.

What is the AU Bank home loan processing fee?

Now let’s talk about how much processing fee is going to be charged for taking an au bank home loan, because in general, if you take a loan from any other bank, you have to incur a processing fee. If you apply for AU Bank Home Loan, you will incur a processing fee of 2% of the loan amount +GST.

What is AU Bank Home Loan Document?

4 passport size photographs
KYC document
I’d proof- Driving license, Voter ID
Address Proof – Domicile Certificate, Electricity Bill, PAN Card, Aadhar Card
Related documents of the property on which you want to take AU Bank Home Loan Loan.

What is the eligibility for AU Bank Home Loan?

The one applying for the home loan should be a permanent resident.
Applicant’s age should be 21 years and a maximum of 65 years.
Applicant’s monthly income should be at least 15000 rupees.
To take a home loan from AU Bank, the applicant should have some source of income.

How to Apply AU Bank Home Loan Online?

To take AU Bank home loan, first you have to go to the official website of AU bank.
After going to the official website, you will see a Loans option on the home page. Click on it.
After that, you have to choose the option of Home Loan.
After going to Home Loan, you have to choose the home loan amount. As much as you need the home loan amount, you have to choose the loan amount in it according to your requirement.
After this, all your documents have to be uploaded.
And the most essential and essential thing is that you have to register your mobile number.
After completing this process, go to the submit option at the bottom and click, now your application form is submitted.
The bank does the process beyond this. AU Bank will verify all your documents, and if you follow all the documents and the terms and conditions of the bank, then your home loan is approved.
Information about your loan approval will be sent to you by the bank through a message on the mobile number registered by you.

au bank home loan offline application

Friends, on applying for an AU bank home loan offline, you will first have to go to your nearest AU bank branch.
After that, complete information about home loan has to be taken from the manager of AU Bank
Now, you have to get the loan application form from AU bank.
After filling out that application form correctly, keeps in mind that there should not be any mistake.
After filling out the application form correctly, attach all your documents with that form.
After that, you have to submit your application form to the bank.
After completing this process, the AU bank will do further processing, and your documents will be verified. If you comply with all the terms and conditions of the bank and all your documents are found correct, then your loan is approved.