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Top 5 Refer and earn apps that Provide you money as a freelancer


Upstox is certified by the market regulator Securities and Exchange Board of India (SEBI). It has exchange memberships with all the leading exchanges in India, including the NSE, BSE, and MCX. It is a safe and convenient option for all your stock market trading needs. And there are many benefits of trading with Upstox over any other brokerage firm in India.

Seamless account opening procedure

The market regulator Securities and Exchange Board of India (SEBI) has mandated that every broker verify the details of their customers as part of the Know Your Customer (KYC) norms.

This includes conducting an In-person Verification (IPV). We conduct this process over the web. So, your account opening process is seamless as well as quick. The whole process of opening an account, thus, usually takes 1-2 working days. While most brokers take days, sometimes weeks, to open up Trading Account for their clients, we strive to open yours as quickly and seamlessly as possible.

Hello, friends! I hope you are all well and healthy. You will learn about Upstox Refer and Earn Offer in this article. If you successfully refer and earn your friends to Upstox, you will receive a payment of 1200 in your bank account.

People in India are becoming more interested in mutual funds, SIPs, and other investment options. We no longer have to invest solely in person; we can now invest online as well. Apps like Upstox, Groww, Zerodha, Ind Money, and others play a larger part in this situation.

On PhonePe, we may also invest our money in liquid funds and mutual funds.

Upstox is also a trading and investment app available online. We can invest in SIPs, mutual funds, and digital gold with this app. Aside from that, every successful referral will earn us 1200.

Angel One

Angel One Limited (formerly known as Angel Broking Limited) is one of the largest independent full-service retail broking houses in India committed to providing accurate and widespread data for every online share trader. Angel One is considered as a home to the independent database on the web covering the Indian online brokerage industry. Our experience of over two decades has helped us to integrate our knowledge and expertise in the broking industry with the technology we provide to our retail clients through various platforms.

What Is Smart Money Refer & Earn Program?

It’s an exciting program. You can now bring your friends to join the journey of wisdom and win.

  • Select from the list of offers on the page.
  • You’ll find the code and terms and conditions associated with it.
  • Click on the shop now button to copy the code.
  • Do Shopping at partner’s website.
  • Apply the code at the time of check out.

How to Participate In the Program

 Offers unlock when your friends join Smart Money with your code.

 We’ll send you a code to unlock offers.

 Login to the offer page with the code to select offers that excite you.

Also Read: 45 Best Stay at Home Mom Jobs Online

Paytm Money

We are focused on bringing a fully digital investing experience for you. We provide maximum benefits to you as we offer only direct plans in mutual fund schemes that come with no hidden commissions.

Paytm Money Limited is a SEBI registered Investment Adviser (IA) that offers investment execution & advisory services. Our simplified user experience allows you to start your investment journey with zero paperwork, seamless digital KYC, automated payments, updated portfolio and powerful insights to take well-informed investment decisions.

We are with you every step of your investment journey.

Refer and Earn 10,000

Earn up to 10,000 by refer and earn your friends to join Paytm. You will receive Rs 100 for every successful referral. Your friend will also receive a surprise but guaranteed cashback reward on making his/her 1st UPI money transfer on Paytm.

Just 3 EASY steps to Refer and earn Rewarded :-

1. Click on the “Invite” Button & share your invite link on WhatsApp, Facebook, SMS or Twitter.

2. Ask your friend to click on the invite.

3. You get a flat ₹100 cashback for each friend who completes their 1st UPI Payment on Paytm

Terms & Conditions

1. Exclusive limited period offer – Refer and Earn upto ₹10,000 cashback.

2. For every successful refer and earn flat ₹100 cashback. Your referred friend will also get a surprise reward after they complete their 1st UPI Payment using Paytm

3. You can refer and earn a maximum of 20 new friends in a month and 100 new friends overall.

4. You and your friend will be eligible for cashback if all of the below conditions are met-

a. Your friend should not have a bank account linked with Paytm UPI.

b. Your friend should have clicked on the shared invite link before linking their bank account.

c. Your friend should complete atleast 1 UPI payment within Seven days after linking their bank account.

5. You and your friend will get cashback within Seven days after being eligible for cashback.

6. If your friend is refer and earn by multiple Paytm users, the cashback will be processed to the Paytm user whose shared invite link was clicked before linking the bank account with Paytm UPI.

7. Cashback won’t be processed if you have not linked your bank account with Paytm UPI. To get cashback, You must link the bank account within Seven days after being eligible for the cashback.

8. Cashback will be processed in the primary bank account linked with Paytm UPI.

9. Paytm reserves its sole right to change offer terms or stop the Offer without any prior notice to customers.

Choice Broking Jiffy

Choice Broking Jiffy Mobile Trading App offers a seamless trading experience to the customers across various products delivered by them such as Equity, commodity, currency and derivatives. Jiffy is a trusted and reliable platform as it is audited by SEBI and AUA. Jiffy offers five distinct personalized watch lists that help the users to track all the scrip’s in which they are interested in.

Jiffy enables the users to buy and sell shares from 5 different places such as Scrip overview, Order book, Portfolio and watch list. Choice Broking jiffy mobile trading platform is highly protected, effortless and simple to use, and traders can speedily execute the trades. Traders are also facilitated with the notification of price alerts when exchanges, indexes and spots reach the trader’s target price.

Through Jiffy mobile trading platform, traders can trade across various stock exchanges such as NSE, BSE, MCX, ICX and NCDEX. Traders can also remain constantly updated when there is a 5-10% of up and down of holdings of the investors. With an easy and simple navigation system, traders can trade in just a few clicks with new functionalities and actions that make the users interaction easier.

Demat Account Refer and Earn Program Terms & Conditions

· Only clients of Jiffy are eligible for the Refer and Earn Scheme.

· All clients of Choice are eligible, including clients of Branch, Employees and Franchisees. Any referred client through refer and earn policy will be mapped directly to the Centralized Team of Choice. No business partner or authority will be eligible to claim mapping of any referred client through Refer and Earn policy.

· The Referrer will be eligible to earn once his referred client completes his first trade or investment after the account is opened with Choice on Jiffy Application.

· The Refer and earn a credit of Rs.250/- per client referred by him in the first Seven days of next month in which his referred client has completed first Trade on Jiffy. This will be a one-time payment only.

· The Referee will get a credit of Rs.250/- per client refer and earn by him in the first Seven days of next month in which they have he/she has (the Referee) has completed the first Trade on Jiffy. This will be a one-time payment only.

· Existing Referrer clients will continue to have refer and earn benefits as per the old scheme.

· Any clients Referred till the 31st of May 2021 will fall under the old scheme and will continue to receive the benefit as per the old scheme.

· Management Reserves complete rights to modify or cancel the above policy with or without prior intimations

Kotak Mahindra Bank

Established in 1985, the Kotak Mahindra group has been one of India’s most reputed financial conglomerates. In February 2003, Kotak Mahindra Finance Ltd, the group’s flagship company, was given the license to carry on banking business by the Reserve Bank of India (RBI). This approval created banking history since Kotak Mahindra Finance Ltd. is the first non–banking finance company in India to convert itself into a bank as Kotak Mahindra Bank Ltd. Today, the Bank is one of the fastest-growing Bank and among the most admired financial institutions in India.

The Bank has over 323 branches and a customer account base of over 2.7 million. Spread all over India, not just in the metros but in Tier-II cities and rural India as well, it is redefining the reach and power of banking. Presently it is engaged in commercial banking, stockbroking, mutual funds, life insurance and investment banking. It caters to the financial needs of individuals and corporates. The Bank has an international presence through its subsidiaries with offices in London, New York, Dubai, Mauritius, San Francisco and Singapore that specialize in providing services to overseas investors seeking to invest in India. 

Terms and Conditions

  1. This Offer is made to Kotak Mahindra Bank (“Bank”) in alliance with Qwikcilver Solutions Pvt. Ltd. (“Qwikcilver”) for Kotak 811 customers (“Customers”).
  • A referrer is any Kotak 811 customer who refers anyone to open 811 accounts through “Refer 811” option available in post-login Mobile Banking App.
  • A referee is a new user who receives a referral link from the referrer to open Kotak 811 account and does not have any existing or previous relationship with the Bank
  • The referrer will be eligible for a BookMyShow (“BMS”) voucher worth Rs. 250/- (through woohoo.in) only if a minimum of 3 refer and earn uses the link shared by the referrer for opening the 811 accounts within the same month. The Referee should get the complete account activated using the link shared by the referrer in one go without dropping the journey in between. (woohoo.in is an exclusive product from Qwikcilver)
  • The referrer can refer and earn any number of people to open an 811 account. However, the referrer will be only eligible to get a Rs. 250 BMS voucher once during the entire offer period if the offer conditions are met. This means that a referrer who has got a BMS voucher once will not be eligible to receive it again for this Offer.
  • If eligible, a refer and earn receive a BMS voucher within 30 working days from the offer expiry date.
  • Referee will not be eligible to get any voucher under this Offer.
  • The Referee should not have any existing or previous relationship with the Bank. Any 811 accounts opened by the Customer already having any existing relationship with the Bank will not qualify as a successful referral.
  • The Referee should open the account using the link shared by the referrer only. Bank shall, in no way, be liable in the event the Referee fails to use the link to open the account in one go resulting in the refer and earn becoming ineligible to avail of the Offer.

Bank shall not be liable in any manner whatsoever for any loss/damage/claim that may arise out of use or otherwise of any goods and services availed by the Customer under the Offer.

Also Read: Get Monthly 20000-50000 Work From home with icici without Any Investment

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Riya Kapoor

Riya Kapoor writes about lifestyle, entertainment, news and gadgets. She has been in this industry for almost 4 years now. She is a graduate from Delhi University with English Hons and had deep connection with writing since her childhood.

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